Climate change is and always has happened. And for many reasons. From volcanos, to stripping the rain forests, to drought (think dust bowl era), mammals farting, and yes, increases in the use of fossil fuels. There is no real "solution" because while the use of fossil fuel probably does affect the climate minimally, it pales in comparison to the affects of things like volcanos.
The money, as stated, is to transfer wealth from so called rich countries to poor countries...ala wealth redistribution with a handling fee for a bunch of unelected beauracrats.
The Scientists (or grant monkeys) make their living off of promoting global catastrophic climate change. Given the leaks that have come out about falsifying, omitting and manipulating data or claiming changes as fact that they simply can not prove but expect the civilized world to embrace without question and pony up more money and reduce standards of living is just not realistic.
If you truly believe Global Warming is so near to destroying the planet, be a leader and park your car, turn off your computer and flat screen TV, turn off your air conditioner, and quit eating meat. Grow your own vegetables and only live in a home of 215 sqft per person located within walking distance of your job. No more doing anything that requires electricity. Make sure and tell your friends to do the same. And in 100 years, maybe the beach will be 2-3 inches wider.