Drudge Retort: The Other Side of the News

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Tuesday, November 17, 2015

Faith-based groups, who play a key role in resettling refugees to the United States, say they are dismayed by the wave of anti-refugee fervor set off by the Paris terrorist attacks and are urging supporters to contact elected officials on behalf of victims of the Syrian civil war. Evangelical Christians, as well as Christians more broadly, are a core group in the Republican electoral base and are among the most passionate advocates for aiding refugees.

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Sunday, November 15, 2015

Even with the influx of thousands of foreign fighters, almost all of the leaders of the Islamic State are former Iraqi officers, including the members of its shadowy military and security committees, and the majority of its emirs and princes, according to Iraqis, Syrians and analysts who study the group. They have brought to the organization the military expertise and some of the agendas of the former Baathists, as well as the smuggling networks developed to avoid sanctions in the 1990s and which now facilitate the Islamic State's illicit oil trading. read more

Monday, November 09, 2015

The superintendent of schools in Crane, Texas is rethinking the districts sexual education curriculum, after learning that 20 of the high schools 300 students have tested positive for chlamydia. Jim Rummage told television station KFOR, "We do have an abstinence curriculum, and that evidently ain't working. We need to do all we can, although it's the parents' responsibility to educate their kids on sexual education." The Centers for Disease Control and Prevention isn't mincing any words, calling the outbreak a health issue of epidemic proportions.

Sunday, November 08, 2015

Republican presidential candidate Ben Carson's published account of having dinner with a top commander in the Vietnam War after marching in a Memorial Day parade in 1969 as a high school ROTC cadet in Detroit does not match historical records. Westmoreland's personal schedule shows the general was not in Detroit on Memorial Day or during the days preceding and following the holiday. His schedule says he was in and around Washington, D.C., that weekend, according to Army archives The Detroit News reviewed Friday.


PS - The plan preview I did used a Panama City zip code. I don't know your age or income.

The Silver plans may be a tad more expensive than Bronze plans, but 'cost sharing' helps with deductibles and co-pays, so if you use a lot of medical care in a year that may be a better option for you. On the other hand, $6850 is the maximum out-of-pocket - by federal law - for any of the plans, so a Bronze plan may offer what you need with a lower monthly premium.

Just make sure to sign up in a network that has a lot of doctors. You can tell which network by the plan #. Our BCBS plans identified by a letter in the plan ID - S (large network), E (small network), etc. As long as you pick one of the larger networks BCBS offers in FL you should be just fine.

FYI: The ACA prohibits health plans from charging consumers higher co-payments or coinsurance for emergency care that they receive out of network than they would owe if they had used their plan’s provider network. So if you're in an accident in another state or have to use an out-of-network ER and specialists, it would be the same cost as in-network.

Rule of thumb is: the higher the premium, the lower the deductible and co-pays. If you don't use a lot of medical care, there really isn't a point of paying a lot more in monthly premiums just to have a smaller deductible.

Some of the Bronze plans offer the large network of doctors, and while they pay 70% instead of 80% until the deductible is met, the monthly premiums will be lower. I recommend spending a considerable amount of time reading the fine print under "Plan Details" or whatever it's called for FL BCBS plans on Healthcare.gov.

Also, look into opening a Health Savings Account. You can pay co-pays and other medical expenses out of it. You can even roll it over when you reach Medicare retirement age.

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