I funded my own retirement plan , take on all the risk and had to have a six figure job to come close to 1,000,000. I also averaged 9% at Vanguard managing my rollovers and SEP. Not too shabby.
I have been saving hard for 12 years, before that I'd barely saved 100,000 in 10 years of work.
I will have enough to make 36K per year before SS. That's at a 4% WD rate. I've paid off my house, cars, credit cards and student loan debt.
My partner and I plan to get married and I will get added to her insurance plan.
My expenses will be 1/2 bills and property tax. About 400.00 per month.
Still seems small and nothing to crow over.
I'll keep my medical license in case my plan fails although I'll probably just sell/rent my home move to a cheaper country if I can't make it here. My GF is Vietnamese and cost of living is a helluva lot different over there.