"FLAG: Isn't that why someone starts a business?"
To exploit other people at the most vulnerable times of their lives?!? Hopefully not.
"OR, do you think people start a business for the purpose of paying others at the 'expense' of themselves."
I don't believe it's an either/or. I don't believe you have to either exploit people or go bust.
"Considering your indicated background one would think that you understood how a small business owner lives and feeds his family from the business profits after expenses."
I understand it fully, and I live it. However, I DON'T exploit my assistant; in fact, I overpay her purposefully. And I still make a decent profit. Could I profit more if I underpaid her? Of course I could.