Wonder what their cell phone bills are.
Really that is your concern, 40% of America has way over priced cell phone bills which makes it dangerously close to not affording a 400 dollar emergency? You really can't be that naïve and out of touch.
Frankly I think 40% is way on the light side in reality. Average income, not median, is about 30 to 35K a year. 670 bucks a week and your concern is cell phone bill. Your glasses need a different tint or shake your head cause your eyes are stuck.