It would be great if this proved to be a solution. Mine is similar to sample number 1. I can recall having since grade school. Most of the time it is in the background, unnoticed unless I pay attention to it. It will at times however become much worse, to the point of my asking people to please repeat what they just said. The problem with tinninus or other hearing problems is that people tend to assume you are not paying attention to them or not very bright by your not understanding them. What can be worse are the well meaning people who, knowing you have the problem,insist on speaking to you louder than normal. Hearing loss is a hidden disability.