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Friday, July 14, 2017

PROOF The Republican Party created ObamaCare

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#1 | Posted by LauraMohr at 2017-07-14 02:58 AM | Reply

YAAAWWWNNN

Will you never tire of this tripe?

#2 | Posted by JeffJ at 2017-07-14 08:26 AM | Reply

The main reason Rs don't have a replacement for O'Care, is O'Care was their one good idea.

But they'll trash anything and everything to get back at the Kenyan Muslim.

#3 | Posted by Danforth at 2017-07-14 08:29 AM | Reply | Funny: 1 | Newsworthy 2

ACA was their response to public option decades ago. Todays GOP is a bunch of self serving money driven 1% puppets whose only goal is to enrich their owners at the expense of the nation. They've sold killing the safety net, education, infrastructure, science, etc on the rationale of freedumb. The result is going to be a sicker, dumber and poorer nation.

The US is the only industrialized nation that allows it's people to die because they cannot afford to pay for insurance or medical care. The one's that can afford it pay 3x what the next nation pays for care for results that are 8x worse than other nations.

Why?

Money.

No one should have to go bankrupt because they got sick. But that is perfectly fine with the GOP. They got their insurance (not Trumpcare though) and the rest of you can go ---- off.

#4 | Posted by 726 at 2017-07-14 09:00 AM | Reply | Newsworthy 1

We're doing something wrong. Look at how the cost of insulin and epipens have increased in the last decade. Don't let politics blind you to the fact that the problem is cost.

#5 | Posted by visitor_ at 2017-07-14 09:09 AM | Reply

We must divorce medical care and profits. There are millions of other ventures to make profits on. Besides, private companies selling products and services to non-profit government organizations (i.e., military) seem to be doing pretty well.

#6 | Posted by Daniel at 2017-07-14 09:45 AM | Reply

No one should have to go bankrupt because they got sick.

Hey genius, you can still go bankrupt in Canada due to medical bills, so not sure what you are proposing infinite expenses? ...
bankruptcy-canada.com

#7 | Posted by AndreaMackris at 2017-07-14 09:48 AM | Reply

"We're doing something wrong. Look at how the cost of insulin and epipens have increased in the last decade. Don't let politics blind you to the fact that the problem is cost."

That must explain why the Republicans put a rule in Medicare Part D which prohibits Medicare from negotiating for lower drug prices. Also must explain why we have laws against Americans traveling to Canada to buy the exact same drugs we buy here but for lower prices. Explains why we can't just order those drugs on the internet.
Question: Do you not understand that the Republicans are absolutely owned and operated by the corporations that they protect to the detriment of the rest of us? Will you ever voluntarily wake up from your coma?

#8 | Posted by danni at 2017-07-14 09:58 AM | Reply

"Medical bills prompt more than 60 percent of U.S. bankruptcies"

www.cnn.com

60% Andrea, it is nowhere near that in Canada, I read your link and their attempt to pretend that it is medical expenses is revealed in their own statement is really more about loss of income due to illness not direct medical expenses. Here in the U.S. patients can owe hundreds of thousands of dollars in less than a year even with mostly outpatient services and even with insurance because of co-pays.

#9 | Posted by danni at 2017-07-14 10:14 AM | Reply

"Republicans put a rule in Medicare Part D which prohibits Medicare from negotiating for lower drug prices. "

When Democrats had the chance to change that, they didn't. Plenty of blame to go around.

#10 | Posted by Danforth at 2017-07-14 10:19 AM | Reply | Newsworthy 2

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I agree that medical bills are a factor in bankruptcies...but I know a lot of folks who have file bankruptcy and none of them were driven to it by medical "bills". They were off work for 4 months and had zero income and THAT was by far the biggest factor.

Yet they cite it as a reason.....

The truth is probably somewhere in between, IMO. I think the stat is overblown to make the care for universal healthcare but it's still significant and is an issue for many Americans.

#11 | Posted by eberly at 2017-07-14 10:25 AM | Reply

Don't let politics blind you to the fact that the problem is cost.

#5 | POSTED BY VISITOR_ AT 2017-07-14 09:09 AM | FLAG:

POLITICS is exactly why the cost has increased. Money for advertising that was allowed by Congress. Money to pay off Congress to keep them from setting price controls like other civilized nations do. Buying off Congress isn't cheap and everyone (health insurance companies, hospitals, pharmaceutical companies, medical device manufacturers, doctors, malpractice insurance companies, etc) gets their part of the skim from your premiums.

#12 | Posted by 726 at 2017-07-14 11:04 AM | Reply

I agree that medical bills are a factor in bankruptcies...but I know a lot of folks who have file bankruptcy and none of them were driven to it by medical "bills". They were off work for 4 months and had zero income and THAT was by far the biggest factor.

I'm watching a guy here that is going through his second round of chemo for his cancer. I hear him throwing up in the men's room. I see him visibly shaking from the chemo. He looks like death. Yet we keep paying him his regular salary and are eating his loss of productivity and even his presence here for two days a week (gets his chemo or Thursday afternoon and cannot get into work until Tuesday) just because it is the right thing to do. Not every employer is as understanding. That is why I said no one should go bankrupt because they got sick. That includes the loss of wages as well as the crippling medical bills.

#13 | Posted by 726 at 2017-07-14 11:08 AM | Reply

60% Andrea, it is nowhere near that in Canada,

The mother of a friend just passed away from agressive cancer. She lived in Canada. When she was diagnosed, she was immediately put into intensive treatment based on the type of cancer which included the Canadian health plan coming to her home to pick her up to take her for chemo and radiation, as well as a massage therapist to come to their home and massage the tissue at the radiation site to prevent painful swelling.

My friend is a rabid conservative (but still would not vote for Trump) and used to have a very vile view of "socialized" medicine, but is not very vocal critic of why our healthcare sucks so badly when compared.

#14 | Posted by 726 at 2017-07-14 11:13 AM | Reply

Look at how the cost of insulin and epipens have increased in the last decade.

You want to place the blame where it belongs, on the greed of the manufacturers, the poster boy for that is Martin Shkreli.

#15 | Posted by 726 at 2017-07-14 11:15 AM | Reply

#13

Does he have insurance?

#16 | Posted by eberly at 2017-07-14 11:40 AM | Reply

"I agree that medical bills are a factor in bankruptcies...but I know a lot of folks who have file bankruptcy and none of them were driven to it by medical "bills". They were off work for 4 months and had zero income and THAT was by far the biggest factor."

My daughter is going to have to declare bankruptcy soon and it's all because of medical bills and she had insurance the entire time. Even with me and other members of my family helping her the costs were still out of control. Get cancer, expect to go bankrupt.

#17 | Posted by danni at 2017-07-14 12:27 PM | Reply

17

has she lost her income due to her illness?

I know a lot of folks who have gone through what your daughter is experiencing....sucks big time, I'm sure.

We've had some of this in my office. These folks were able to utilize their sick and vacation which can be up to 4-5 months if they have the maximum accrual. After that, we have a long term disability plan that pays out a % of your income subject to a maximum monthly amount.

We had one employee go through it 2.5 years. He was able to work through most of it and take time off when he needed.

Another employee's spouse for 1.5 years. I'm serious.....nobody went bankrupt.

No doubt our agency has a pretty good benefit plan and perhaps that's the main difference between what I see here and what your daughter is experiencing.

#18 | Posted by eberly at 2017-07-14 12:34 PM | Reply

#13
Does he have insurance?

#16 | POSTED BY EBERLY AT 2017-07-14 11:40 AM | REPLY | FLAG

All our employees have health insurance paid by the company.

I can see how some employers would cut him loose because he is falling behind at work. We just allocated his work to subordinates and let him assume more of a managerial role over them. He still insists on coming in rather than remoting in even though we encouraged him to do so.

#19 | Posted by 726 at 2017-07-14 01:12 PM | Reply

No doubt our agency has a pretty good benefit plan and perhaps that's the main difference between what I see here and what your daughter is experiencing.

#18 | POSTED BY EBERLY AT 2017-07-14 12:34 PM | FLAG:

I am sure it does.

Get cancer, expect to go bankrupt.

For a lot of people that is the reality here in the USA because we cannot afford universal care because of greed.

#20 | Posted by 726 at 2017-07-14 01:14 PM | Reply

I got a letter from Barack Obama this week Not President Obama, just Barack Obama. The letter was in response to an email I sent to the WH just days before he left office (January 14th, I think). I got a standard email response back before he left office. I doubted he read my letter and figured that was the end of it. I don't know if he read my letter, but I can tell someone on his staff did. I thanked him for the ACA and told him what a difference it had made in my life. I mentioned being grateful I didn't have to fight cancer while also fighting with an insurance company as his mother had had to do.. In the letter I got back, he thanked me for taking the time to write and for sharing my story and said that one of the reasons he worked so hard to pass the ACA was because of the stories he had heard from people who "were forced to fight a broken system at the same time as they were fighting to get well." The letter ends: "Please know that your story will stay with me in the days to come." Did he actually read my letter? Is that actually his signature on it? I like to think so, but I don't know. At any rate, it's a lovely letter, and I appreciate receiving it during these turbulent times.

#TYObamacare #TYACA

#21 | Posted by Gal_Tuesday at 2017-07-14 01:19 PM | Reply | Newsworthy 1

No one should have to go bankrupt because they got sick.
Hey genius, you can still go bankrupt in Canada due to medical bills, so not sure what you are proposing infinite expenses? ...
bankruptcy-canada.com

#7 | POSTED BY ANDREAMACKRIS AT 2017-07-14 09:48 AM | FLAG:

Hey genius I did not say medical bills. As Eberly pointed out when people get sick with cancer, they ofter are too ill to earn a paycheck Einstein. That is part of "because they got sick".

www.ncbi.nlm.nih.gov

#22 | Posted by 726 at 2017-07-14 04:00 PM | Reply

YAAAWWWNNN

Will you never tire of this tripe?

#2 | Posted by JeffJ at 2017-07-14 08:26 A

no they wont...and the difference is that obamacare was built on lies, deceit and fraud...all more than clearly evident beginning and ending with the BS LIES that dems gave to the cbo in order for them to tell us it would cost 888 billion....a FACT that haters here will actually try and dispute.....medicare CUTS counted twice.

also obamacare was designed to fail....one case being making it required, thus getting big insurance on board, but then

giving the penalty option...driving up prices....

and EXACTLY AS I SAID AT THE TIME.....WHEN, not if...IT FAILS....the feds will come in and SAVE THE DAY with single payer...

and it's all playing out just as predicted....

#23 | Posted by afkabl2 at 2017-07-14 04:04 PM | Reply

SO GLAD I stayed up so late those nights watching the hearings on cspan and got the TRUTH rather than all this other

stuff.....those were many hours well spent watching the gop bring up THEIR IDEAS wit amendments and the dems voting them down one by one....and then these years later listening to democrat lying (#(&@^@))+ want to know where the gop ideas are..

that gave me real insight into the despicable and almost criminal collection of reprobates the PARTY OF MY YOUTH had become....

#24 | Posted by afkabl2 at 2017-07-14 04:11 PM | Reply

and if only.....people could shop around for the best insurance, like car insurance,...instead of having govt pencil

neck geeks deciding what I need...but THAT was a GOP idea that was voted down every time because it was a GOP idea...

so this bs about obamacare is a gop idea is not totally correct.....

and BESIDES>...I read you people all the time that the gop idea of health care is 'die soon'....and here you're

saying..oh no...obamacare is a gop thing...

make up your mind...or not....I don't give a s**t ....

#25 | Posted by afkabl2 at 2017-07-14 04:19 PM | Reply

I have a serious question if anyone cares to opine.

I hear a lot, particularly from those on the right side of the political spectrum, that one solution is to open up the whole country so that insurance companies could sell their products across state lines.

That brings up a thought in my mind. If this were to be some valid solution, it would mean that there is some state right now where the cost of health insurance is comparatively cheap. So the question is, is there such a place in our country where the cost of health insurance is cheap? If not, then how could this cross border stuff solve anything???

#26 | Posted by rosemountbomber at 2017-07-14 10:52 PM | Reply

#26 it's a good question.

The fact that nobody can point to that state is a good insght.

#27 | Posted by snoofy at 2017-07-14 10:54 PM | Reply

The problem is that each state sets it's own insurance requirements ie what will be covered. So for coverage to be allowed in NJ, it would have to meet NJ Standards. So you cant buy insurance from GA because it doesn't meet NJ standards. I presume there are certifications and the like that the state mandates that assure the insurance companies are valid in the state. I also assumes it gets to how the medicare/Medicaid run by the state is doled out.

If you mean eliminate all NJ mandates, you are going around the 10th Amendment and will result in some company offering a POS insurance that people will gravitate to and get screwed.

#28 | Posted by truthhurts at 2017-07-14 11:19 PM | Reply

Another way to look at it is that nothing prevents insurance companies from crossing state lines, they just have to meet the individual state mandates (and presumably certification etc.). The way the markets run though is that there aren't enough insurance companies interested in competing in all markets, say in NJ for firms with 50 to 500 employees. In my previous firm we ran into that a lot, just no competition. The market didn't keep them out, they chose not to meet the state standards

#29 | Posted by truthhurts at 2017-07-14 11:21 PM | Reply

Also, health insurance and health care are 2 different beasts. Health insurance costs are based on risks, state or federally mandated coverage-ie what will be in the policy, what is covered, what percentage is covered, etc., the POOL of covered people, some pools will have a higher risk and others a lower risk with corresponding costs. Now the HI COSTs will also include local economic factors like availability of providers, and local economic rates, ie costs are generally higher in the north east and CA compared to the middle states, though the cost differential may be offset by provider availability-ie supply and demand effects.

Health care COSTS are different, they are provider based within certain governmental regulatory limits. Providers negotiate rates with insurance companies AND have to cover those without insurance and those who simply don't or can't pay. But since providers often can't say NO, economic laws are difficult to apply. Providers will enter contracts with some insurance companies but not others if the offered rates are not attractive.

So what does all of the above mean for cross state line insurance? Well the pools get strange when combining say Floridians and Kansans as the demographics are vastly different, the local economic and provider systems are completely different. So how would you develop a one size fits all model for these 2 areas? You reduce to lowest common denominator resulting in poorer health coverage for all, likely at higher rates.

#30 | Posted by truthhurts at 2017-07-14 11:30 PM | Reply

Oh and FWIW, there is a type of cross state line process in place. My previous firm had branches in NJ, PA and DE. Say we retained Blue Cross/Blue Shield. Each state's branch would essentially have their own plans meeting their individual state's requirements (and working under each contract that the insurance company had with the individual providers) while still being under the overall company plan.

The contractual relationship between the insurance company and the providers is a critical part of the rates that the individual pays both out of pocket and through the insurance company.

Bottom line is that the barrier to buying insurance from an out of state company is that you will be out of their network of providers and you probably won't meet your state's insurance mandates.

#31 | Posted by truthhurts at 2017-07-14 11:35 PM | Reply

En garde y'all!

#32 | Posted by danni at 2017-07-15 01:07 PM | Reply

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