Tuesday, January 16, 2018

Uninsured Rate Rising Under Trumpcare

Millions more Americans were uninsured at the end of 2017, the first increase since the Affordable Care Act went into effect. The uninsured rate rose 1.3 percentage points to 12.2% last year, according to the Gallup-Sharecare Well-Being Index. That represents an increase of roughly 3.2 million Americans. Under Obamacare, the uninsured rate plummeted to a low of 10.9% at the end of 2016. Obamacare's exchanges opened in 2014, the same year Medicaid expansion began and the individual mandate -- which required nearly all Americans to have insurance or pay a penalty -- took effect. Those provisions helped reverse a soaring uninsured rate, which hit a peak of 18% in the fall of 2013, fueled in part by the aftermath of the Great Recession.

More

Several factors likely contributed to the increase last year. President Trump and congressional Republicans tried repeatedly, but unsuccessfully, to repeal the landmark health reform law. That may have led some Americans to question whether the administration would enforce the penalty for not having insurance, according to Gallup-Sharecare.

Also, many insurers withdrew from the exchanges and the remaining carriers raised their rates, which may have prompted some consumers to forgo coverage.

Some 500,000 fewer Americans signed up for 2017 coverage on the exchanges at the end of open enrollment a year ago.

Comments

WTF is Trumpcare? Did they pass a new healthcare law I don't know about?

#1 | Posted by Sniper at 2018-01-16 12:20 PM

Yes and you don't know alot

#2 | Posted by truthhurts at 2018-01-16 12:21 PM

"A recent estimate of the connection between a lack of insurance and mortality suggests that for every 800 people without insurance for a year, one will die -- meaning that 4,000 more people may have died during the year than would have had they been covered."

"According to the aforementioned assessment of mortality among the uninsured -- an assessment which reflects the middle of a range of estimates -- that could mean 16,250 more deaths a year."

"In every other age group, the percentage of uninsured went up, with the biggest increase among those 25 and under."

"Poorer Americans and nonwhites also saw bigger increases in the percentage that lack insurance coverage. Among those earning under $36,000 a year, the percent without insurance jumped from 20.8 to 22.8 percent -- despite the ACA providing subsidies for coverage to people in that income range.

Among black Americans, the rate jumped from 12.5 to 14.8 percent -- and among Hispanics, the percentage of uninsured is now nearly 30 percent.

Obamacare had been narrowing the gap between whites and nonwhites on health coverage. At the end of 2013, 20.9 percent of black Americans and 38.7 percent of Hispanics were uninsured, compared with 11.9 percent of whites.

That's a difference of 9 and 26.8 points respectively. At the end of 2016, the rate among blacks was 5.6 points higher than among whites, and the rate among Hispanics was 20.5 points higher.

Now, those margins are back to 7.2 and 22 points.

Those gaps will likely widen further. "

www.washingtonpost.com

TrumpCare is Winning!

#3 | Posted by Corky at 2018-01-16 12:22 PM

www.vox.com

The ACA's requirement that every American buy health coverage or pay a penalty will be repealed. It will be the most significant blow that Republicans have dealt to the health care law since taking over Washington this year.

#4 | Posted by truthhurts at 2018-01-16 12:24 PM

"Several factors likely contributed to the increase last year. President Trump and congressional Republicans tried repeatedly, but unsuccessfully, to repeal the landmark health reform law. That may have led some Americans to question whether the administration would enforce the penalty for not having insurance, according to Gallup-Sharecare.

Also, many insurers withdrew from the exchanges and the remaining carriers raised their rates, which may have prompted some consumers to forgo coverage."

#5 | Posted by eberly at 2018-01-16 12:41 PM

It's a Tax Cut, remember!

but only for the shirkers

they know they can just go to the ED and get care on everyone else dime.

it's a con-con"conservative" twofer

a. mandate hospitals and the insured pay the uninsured bills
b. says they can't mandate Americans to pay for their own coverage.

#6 | Posted by ChiefTutMoses at 2018-01-16 12:55 PM

"ED"

keep your medical problems off this site, savage.

#7 | Posted by eberly at 2018-01-16 01:04 PM

"and the remaining carriers raised their rates..."

By roughly 20%. Meanwhile, private insurers saw 2%-3% increases. Why the difference? Uncertainty, the one thing actuaries have trouble pricing.

Look for health insurers to report record profits this year.

Thanks, Trump.

#8 | Posted by Danforth at 2018-01-16 01:06 PM

what's a "private insurer"?

#9 | Posted by eberly at 2018-01-16 01:12 PM

"what's a "private insurer"?"

Companies and other groups--say, Unions--shop for large, industrial insurance, sometimes too often. I had two decades of continuous coverage through Actor's Equity, and we changed providers numerous times. Same with AFTRA.

On the committee/Trustee side, we'd get bids, and coverage, and compare our costs with what we could provide. Changing was always painful, but sometimes necessary to keep costs down. Each year, the central worrisome number was always percentage increase, since costs were going up at four times the inflation rate. The amount of increase dictated what we might have to eliminate, or what we could offer and still balance our budget.

Currently, we've all heard about the 20% increases. Some of us experienced them, and more. Meanwhile, some Congresscritter--either Lindsay Graham or Rand Paul--admitted actual prices were only going up 2%-3%.

#10 | Posted by Danforth at 2018-01-16 01:26 PM

what is a "committee/Trustee", hmmmmmmm!

sincerely

obtuseberly

#11 | Posted by ChiefTutMoses at 2018-01-16 01:52 PM

WTF is Trumpcare? Did they pass a new healthcare law I don't know about?

#1 | Posted by Sniper at 2018-01-16 12:20 PM | Reply | Flag

As soon as dotard and the gop morons ------ with ACA to undermine it, it became Trumpcare.

Enjoy.

#12 | Posted by 726 at 2018-01-16 02:32 PM

Frankie, haven't you been telling us that the "gop morons" are the folks who really created the foundation for Obamacare?

That it's a republican construct?

Personally, you can believe what you want. The linked article doesn't attach the rising rate of the uninsured to "trumpcare". It actually lays it out fairly objectively.

Despite the fact that you posted it, I'm still not sure you bothered to read it.

Will Trump screw up as much progress gained by Obamacare when he can? I think that's likely. But he really hasn't done it yet.

#13 | Posted by eberly at 2018-01-16 02:40 PM

Companies and other groups--say, Unions--shop for large, industrial insurance, sometimes too often"

Now I'm not sure what you mean by "industrial insurance".

We have a self-funded plan with a stop loss (around $200K per person). we pay blue cross a per/member fee to administer the plan, cover anything above the stop gap threshold, and offer actuarial assistance to our board to determine how we set our rates each year.

#14 | Posted by eberly at 2018-01-16 02:42 PM

"As soon as dotard and the gop morons ------ with ACA to undermine it, it became Trumpcare."

Absolutely. The minute you threaten to welch on subsidies, it's yours.

#15 | Posted by Danforth at 2018-01-16 02:43 PM

"As soon as dotard and the gop morons ------ with ACA to undermine it, it became Trumpcare."

when does that start?

the gop morons started trying to repeal ACA years and years ago and despite "------- with it", it still achieved measurable success.

so the gop owns ACA starting when?

oh, when they started ------- with it?

are you sure you want to stick with that answer?

#16 | Posted by eberly at 2018-01-16 02:46 PM

Danforth.....let Frankie answer on his own, please. no throwing a life preserver to him.

#17 | Posted by eberly at 2018-01-16 02:46 PM

Honestly, how many thousands of boxes of tissues been handed out on the place to handle the tears shed over each vote the GOP held to repeal ACA?

Now, what's the difference between that undermining and obstruction and what Trump had done?

Is someone going to split hairs and define a real difference between the GOP's behavior when Obama was in office and now after he is out office?

There's no difference...it's the same GOP and if what's been done in the last 12 months represents "------- with ACA" then so does everything the GOP has done (or merely attempted to do) is also "------- with ACA". Therefore, the GOP has "owned" it all the way back to then....

....if we are to believe anything in Frankie's rant.

which I don't. I'm more than willing to credit the dems for the entirety of ACA and it's success. IMO, it's more success than failure.

This is just a pathetic attempt to toss any negative result of ACA out of the hands of one party and give it to the other.

nice....but quite obvious.

#18 | Posted by eberly at 2018-01-16 03:01 PM

Who cares if people whose families were originally from s$ithole countries are insured:

Poorer Americans and nonwhites also saw bigger increases in the percentage that lack insurance coverage. Among those earning under $36,000 a year, the percent without insurance jumped from 20.8 to 22.8 percent -- despite the ACA providing subsidies for coverage to people in that income range. Among black Americans, the rate jumped from 12.5 to 14.8 percent -- and among Hispanics, the percentage of uninsured is now nearly 30 percent.

Obamacare had been narrowing the gap between whites and nonwhites on health coverage. At the end of 2013, 20.9 percent of black Americans and 38.7 percent of Hispanics were uninsured, compared with 11.9 percent of whites. That's a difference of 9 and 26.8 points respectively. At the end of 2016, the rate among blacks was 5.6 points higher than among whites, and the rate among Hispanics was 20.5 points higher. Now, those margins are back to 7.2 and 22 points.

www.washingtonpost.com

#19 | Posted by Gal_Tuesday at 2018-01-16 03:30 PM

Liar-in-Chief:

It was one year ago Sunday that Trump pledged his administration would provide "insurance for everybody."

www.washingtonpost.com

#20 | Posted by Gal_Tuesday at 2018-01-16 03:32 PM

--The ACA's requirement that every American buy health coverage or pay a penalty will be repealed

Saving me money this year. Thanks, Trump!

#21 | Posted by nullifidian at 2018-01-16 03:41 PM

--The ACA's requirement that every American buy health coverage or pay a penalty will be repealed
Saving me money this year. Thanks, Trump!

Unless you get sick or end up in an accident. Then who is going to foot the bill for your health care?

#22 | Posted by Gal_Tuesday at 2018-01-16 03:47 PM

Then who is going to foot the bill for your health care?

#22 | Posted by Gal_Tuesday at 2018-01-16 03:47 PMFlag: (Choose)FunnyNewsworthyOffensiveAbusive


There is a variety of cannabis for that.

#23 | Posted by Zed at 2018-01-16 03:51 PM

"Is someone going to split hairs and define a real difference between the GOP's behavior when Obama was in office and now after he is out office?"

Not splitting hairs at all: it was Team Trump who threatened to stop federal subsidies, and it was Team Trump who undid the mandate. Rs didn't have the power when Obama held the veto pen.

I'm a bit stunned: You of all people understand insurance, and know what "a real difference" those actions make.

#25 | Posted by Danforth at 2018-01-16 04:53 PM

"Saving me money this year."

Until the heart attack, of course.

#26 | Posted by Danforth at 2018-01-16 04:54 PM

"who threatened to stop federal subsidies"

IOW, they didn't stop federal subsidies.

"who undid the mandate"

okay....but that's not gone into effect yet and this article is talking about results in 2017.

neither of those directly impacted any results the article is talking about and you can't prove otherwise.

I'm a bit stunned you don't know the difference between threatening and actually doing.

There's no proof the threat impacted the results in 2017....unless there are....feel free to post them.

#27 | Posted by eberly at 2018-01-16 04:59 PM

"IOW, they didn't stop federal subsidies."

You know that makes not one whit of difference to an actuary, or to the company facing ~$90MM in losses. The actuary has to price for the possibility.

"okay....but that's not gone into effect yet "

The increases have. So did the Republicans' elimination of the risk corridors.
www.forbes.com

"neither of those directly impacted any results the article is talking about and you can't prove otherwise. "

That's like saying adding an additional burden for voting won't be an additional burden for voting. Either you understand macro, or you don't.

"There's no proof the threat impacted the results in 2017."

Eliminating risk corridors impacted the results. In addition, 20% increases were announced in 2017. Feel free to offer your own explanation as to why Exchange prices were ~10x the industrial increases.

#28 | Posted by Danforth at 2018-01-16 05:08 PM

"Feel free to offer your own explanation as to why Exchange prices were ~10x the industrial increases."

And why health insurers will report record profits in 2017.

#29 | Posted by Danforth at 2018-01-16 05:09 PM

The risk corridors had a sunset provision as they were supposed to only be temporary - a backstop as actuaries figured out a new and untested market. After 3 years, the taxpayer bailout was supposed to go away and the insurance companies were supposed to price the plans according to the market.

#30 | Posted by JeffJ at 2018-01-16 05:21 PM

"You know that makes not one whit of difference to an actuary, or to the company facing ~$90MM in losses."

funny.....

this isn't about insurance....it's about politics and that's where everyone wants the discussion to stay.

and if you can't acknowledge the "------- with ACA" from the GOP for the past 6+ years......then whatever....go argue with yourself.

you can't explain any difference between the threats, obstruction, etc from the GOP before Trump and after.

actually...that's not the significance. The significance are the actual results that don't have 2 ----- to do with what you're attempting to pin it on......and it's obvious you can't.

IOW, the ship was already in motion with ACA to generate the disappointing results from 2017.

If you can't see that....well, then go find someone else to tell about your committee assignments.

#31 | Posted by eberly at 2018-01-16 05:25 PM

"Eliminating risk corridors impacted the results"

when were those eliminated?

end of 2016? Regardless, how is that Trump "------- with ACA"?

#32 | Posted by eberly at 2018-01-16 05:31 PM

"The risk corridors had a sunset provision as they were supposed to only be temporary ..."

www.modernhealthcare.com

#33 | Posted by eberly at 2018-01-16 05:32 PM

"As soon as dotard and the gop morons ------ with ACA to undermine it, it became Trumpcare."

That comment from Frankie2.5 is what I addressed.

Of course, he ran and Danforth felt it was his job to make that comment true.

#34 | Posted by eberly at 2018-01-16 05:33 PM

end of 2016? Regardless, how is that Trump "------- with ACA"?

#32 | Posted by eberly

Do we have to do all the work for you?

Educate yourself beverly:

Sabotage Watch: Tracking Efforts to Undermine the ACA

President Trump has said that, politically, the best thing to do would be to let the Affordable Care Act (ACA) "explode." This timeline tracks Administration actions that would sabotage the ACA by destabilizing private insurance markets or reversing the law's historic gains in health coverage.

www.cbpp.org

#35 | Posted by donnerboy at 2018-01-16 06:40 PM

WTF is Trumpcare? Did they pass a new healthcare law I don't know about?

#1 | POSTED BY SNIPER

"The individual mandate is being repealed. When the individual mandate is being repealed, that means Obamacare is repealed. Obamacare has been repealed in this bill." - Donald Trump

#36 | Posted by Derek_Wildstar at 2018-01-16 07:15 PM

"you can't explain any difference between the threats, obstruction, etc from the GOP before Trump and after."

You've got to be joking.

Are you seriously saying you don't see any change the day the Rs could--and did--threaten the insurers on the Exchanges???

Are you seriously saying removing the mandate doesn't fall under "etc"???

#37 | Posted by Danforth at 2018-01-16 11:14 PM

Regardless, how is that Trump "------- with ACA"?

#32 | Posted by eberly

Here you go Beverly,

www.businessinsider.com

#38 | Posted by 726 at 2018-01-17 12:41 PM

wow, the question went miles over your head, Frankie.

you need to search for what "that" meant in that question in #32.

nevermind......you are 3-4 steps behind in this conversation.

#39 | Posted by eberly at 2018-01-17 12:47 PM

It was one year ago Sunday that Trump pledged his administration would provide "insurance for everybody."

www.washingtonpost.com

#20 | Posted by Gal_Tuesday

Please show me where he said that.

#40 | Posted by Sniper at 2018-01-17 04:21 PM

#40 He said it in his 60 Minutes with Leslie Stahl.

#41 | Posted by Gal_Tuesday at 2018-01-17 04:29 PM

Trump vows ‘insurance for everybody' in Obamacare replacement plan

www.washingtonpost.com

#42 | Posted by Gal_Tuesday at 2018-01-17 04:31 PM

He also said it during the campaign in an interview on 60 Minutes with Scott Pelley:

Donald Trump On Obamacare On '60 Minutes': 'Everybody's Got To Be Covered' And 'The Government's Gonna Pay For It'

www.forbes.com

#43 | Posted by Gal_Tuesday at 2018-01-17 04:33 PM

Watch it for yourself:

Trump in Pelley interviews:

www.bing.com

#44 | Posted by Gal_Tuesday at 2018-01-17 04:37 PM

Please show me where he said that.

#40 | Posted by Sniper

Still having trouble with that google thingy? Seems to be pretty hard for you wing-nuts to understand.

lmgtfy.com

About 1,490,000 results (0.59 seconds)

Do you also still need help tying your shoes in the morning?

There may be an app for that, too.

#45 | Posted by donnerboy at 2018-01-17 04:39 PM

"He said it in his 60 Minutes with Leslie Stahl."

Sorry, it wasn't Stahl but Pelley. See link above.

#46 | Posted by Gal_Tuesday at 2018-01-17 04:40 PM

Now you know why I call him Liar-in-chief on this and so many other issues. He made some very big promises to the American people when it came to health care. Bigger even than the ones Obama made. I hope they don't forget when it's time to vote in 2018 and 2020.

#47 | Posted by Gal_Tuesday at 2018-01-17 04:43 PM

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