Beware of anything marketed by the government - the lie is usually in the name:
"Patriot Act" because you're a Patriot if you give up your rights and conform...
"Affordable Care Act" Hugely expensive and still unaffordable to the average poor person.
The gal at my favorite diner said she could only afford the insurance if she gave up her prescriptions and food. So she's going to a fine that she can't afford either.