Yea well I have no sympathy for people who don't pay for the stuff they bought. The laws were changed to stop all the bankruptcy making them harder. And you want to go back making it easier for people to buy stuff and not pay for it that's nuts.
While I am for working out a way to limit the interest being collected on a debt. I am not for allowing people to buy on credit and not pay it back.
These dead beets cause the cost to be moved on to those of us who do pay for what we buy. And don't run up debts.
I am against these banks selling the notes over and over again. I think home loans should be local so the bank can have local contact with the home they loaned money on.
People need to pay for what they buy on credit.
I agree with garnishments its the only get the money these dead beats owe.