Back in 2003 I spent two weeks in two hospitals and a third in a rehab center due to my brain tumor surgery. If I didn't have health insurance, I'd probably have lost my home and everything else I owned plus wiped out my retirement accounts to pay for all those medical bills.
Instead, my health insurance covered everything except $150 for two ambulance rides. Oh yes, there was also a charge after I came home of $96.50 for two assistance devices, a walker and commode. For this reason I feel the money I paid them monthly for years was well worth it.
Just think, one benign brain tumor could have cost me everything. Instead I'm financially comfortable in my retirement, healthy except for a long head dent, and have a walker and commode in my spare room waiting for the day I might again need them.
I wonder how many others posting here have had similar experiences with their own health insurance.