Re #3 - You ask about the deductible. I can't speak to theirs, but I'll tell you mine..
After 20+ years as a programmer/analyst with a large life insurance company, I was laid off Feb 3. Two jobs from my team were sent to India to be done by 4 people in Hyderabad. I have had to sign up for ACA, and purchased:
Cigna Health and Life Insurance Company: MO Cigna Connect 350-3 silver plan.
Premium is 99.75 per month.
Deductible is $350 person / $700 family.
Out of pocket limit is $2350 person / $4700 family.
Anyone can go to the ACA website, type in some numbers, and easily find what plans are available in their area and what the costs/deductibles are for each plan, but its just easier to bitch about it and say it sucks, I guess. People like this stupid fool in TN are why we are stuck with an idiot like Trump.