"I often wonder how people around here who only make about $50,000 a year are ever able to buy houses, let alone make ends meet.
#13 | Posted by moder8"
The interest rates came down so far that it became possible. I remember when interest rates were high. Had to rent.
One thing I did before getting married was save money when I could, didn't use credit cards, and worked overtime and worked on the side for extra cash. All of this was saved.
Just last year, I bought a TV that used a remote. Before that, I had to get up off my butt to change channels and move the rabbit ears.
I never had a new car until last year. My cars usually were 15 years old or more when I bought them and ran them into the ground.
Eating out? Do you mean just dinner or all three meals. Once or twice a month and that was considered a treat. Seeing people going out for all meals, including for coffee and such just shows how much 'want' exists.
I have no idea how to use a cellphone, ipod, etc. Just never got into it because I couldn't afford it. My expenses were for need, not want.
Getting married and having kids, the focus is on need AND no credit card debt.
It's why you read my posts and see how I must continually complain about spending by both parties.
We need tax cuts AND we need spending cuts. Let the people have their money and they will spend it. Employers will spend it. We don't need gov't spending it.
