Dawn Smith who had a brain tumor wanted a second opinion and further testing. Her Health Insurer refused the out of network opinion until media pressure was placed on them then they let her go to the Cleveland Clinic. Then CYGNA tried to recope the costs by jacking her meds up moree than $3000.00 per year. Again after media pressure CYGNA brought the meds back to there previous price. CYGNA claimed the med isssue was a misunderstanding due to her Doctor filling out the wrong forms but this is a typical Health Insurance Company fighting with patients or doctors refusing to pay for procedures or claims. These Health Insurance compamies are not to be trusted and will be changing rules to regain the advantage like the credit card compamies did after Credit Card Reform was passed.