This is a great idea, actually. Kids can walk into any bank, plop their college acceptance papers on a banker's desk, and a check will be cut in moments. Now millions of college kids who are humming the Obama theme song get to see, firsthand, how government bureaucracy works. Answer: very slowly, when at all. They will learn what it's like to need $10,000 for the registrar so they can start class on Monday, but when they call the (800) number, their case officer is out sick. They will learn how it is to owe the money to the government directly, instead of a bank, with all that goes along with the ability to garnish wages, get your SSN screwed up, and withhold tax refunds if they think you're behind. They will know, far sooner than otherwise, that anything the government does is designed to frustrate anyone on the other side of the table.

Gobama! First good idea since . . . well, I can't remember his first good idea. O-BAH-MAH HMMMMMMMMMMMMMM.

I hope this goes through. In no time flat, every college kid who needs student loans will be thinking . . . hmmm . . . is this the same group of douchebags I want to go to when I get sick, or have an accident? Maybe dad and mom are right after all . . .