Being self-employed (i.e. smallest kind of small business possible), I pay twice as much on health insurance premiums as insurance for my home and vehicles COMBINED.
A co-op would fix that for you.
When I was 23, I got appendicitis, and they transported to the WRONG hospital (not an 'approved' hospital). That wiped out the $20,000 savings I had up until then while I had been in the USAF.
You can thank Ted Kennedy for that. He is the one that drafted the 1973 Act that set up the current health care situation and gave managed care the dominant power. The follow quote is from the opening statement Ted Kennedy gave in 1978 as they were considering amendments to the 1973 Act:
"Today the Subcommittee on Health and Scientific Research holds hearings on proposed amendments to federal statutes supporting the development of health maintenance organizations...These amendments would extend and strengthen current authorities supporting HMOs in this country....
"As the author of the first HMO bill ever to pass the Senate, I find this spreading support for HMOs truly gratifying. Just a few years ago, proponents of health maintenance organizations faced bitter opposition from organized medicine. And just a few years ago, congressional advocates of HMOs faced an administration which was long on HMO rhetoric, but very short on action.
"The current revival of the HMO movement should come as no surprise. HMOs have proven themselves again and again to be effective and efficient mechanisms for delivering health care of the highest quality. HMOs cut hospital utilization by an average of 20 to 25 percent compared to the fee-for-service sector. They cut the total cost of health care by anywhere from 10 to 30 percent. And they accomplish these savings without compromising the quality of care they provide their members.
"In fact, many medical experts argue that the peer review built into group practice in the HMO setting promotes a quality of care superior to that found in the traditional health care system.... "In our enthusiasm to see HMOs proliferate throughout this country we should not lose sight of the need to guarantee the quality and integrity of the prepaid plans we create."
www.forhealthfreedom.org
The fact is, as much as they say this Bill is what we need to fix everything, they have said the same thing before. Now the very system the Democrats pushed to set up is the one they want to destroy in favor of more government control.
Later, just as Obama has stated himself, it will be time to scrap even this system for yet another one that gives even more control to the government. The real plan of course has been government control all along, they just realized they can't do it all at once. Instead they pull the famous "Don't worry, I will only put the tip in" argument.